Had MM 2004, upgraged to 2006 deluxe to solve this two fold problem, but it
still exists. First, when I make my mortgage payment, it is automatically
deducted from my checking account, and MM lumps it all together in the budget
as debt. However, the payment is actually a) principal b) interest c)
property tax and d) insurance. Because it is all lumped together as debt
under a "special" line on the budget, it won't take the categories I've
assigned each part of the split payment and put them where they belong in the
budget. If I change the category from Loan Payment : Home Mortgage to split,
it doesn't automatically put the payment into my home loan like it should.
Second, when ever I have money withdrawn automatically from my checking to
go into various retirement accounts for my wife and I (4x month), it doesn't
allow me to assign a category (i.e. retirement) so it shows up as transfers
out of my budget instead of in the retirement category like I want it to.
What's the point of putting money into categories in your budget if MM
hijacks the category for automated payments? Is this a flaw in the program,
or is there a work around? Thanks in advance.