First of all, please note that I changed "Michael"
to "Michae1" in the e-mail line to try to foil spam.

I'm trying to set up online services (to Schwab,
Fidelity, etc.). I follow through the wizard, and enter
my username and password. When I click "Next," it says
it's trying to connect, and then gives me an error
message that says (more or less) check your id and
password and try again. I *know* I typed it correctly.

I wonder whether it's adding an extra character, or
perhaps sending things in CAPS. I say this, because I
tried several times; when I gave up and tried to log into
Schwab from my browser, I was told that I had 3 failed
login attempts. So clearly, Money was able to get to
Schwab's "front door."

Downloading stock quotes works just fine.

I'm running Money 2002 on Windows XP.

Any ideas would be appreciated. Thanks.