UI response is the #1 determinant of the user's perception of performance.
That's why it is so important to give the user immediate feedback, even if
there is more work being done in the background.
I just upgraded from Money 2004 to Money 2007. Now, I actually dread having
to click on something. I could read a book while each screen loads. I have
read all the data I could find on improving performance, but to no avail.
And of course I was forced into the update because stock prices would no
longer update on Money 2003.
I "only" have a dual Xeon system with a U320 SCSI 15,000RPM drive.
Another satisfied customer.