I found the instructions for 2008, which is a simple check box in the
settings, but is there any way to disable it in earlier versions?

Re: Disabling Microsoft Money Background Banking Service (mnybbsvc.exe) in 2007 by Cal

Cal
Fri Jul 04 23:58:02 CDT 2008

In microsoft.public.money, Milhouse Van Houten wrote:

>I found the instructions for 2008, which is a simple check box in the
>settings, but is there any way to disable it in earlier versions?

You could remove your LiveID.