It looks like lately there have been a lot of issues with abusive practices
by credit card companies. There appears to be an investigation into credit
card issuers for charging improper or undisclosed fees. If you check out
https://www.lawyersandsettlements.com/case/cc_fees there is more information
on this, including an interesting recent proposal by a consumer action group
to the US banking senate. The site also provides a free case evaluation for
those who may have had credit card issues. I found this of interest and hope
it might be of some help.
kr0