Hello. I am putting aside some money to buy a computer as a graduation gift
for a relative. I want to put away $200 a month until June. What is the best
way to do this in money. The simple way I am doing it now(and I am sure it
will screw up some forecasts and budgets) is to have a transaction in my
register of my checking account dated next year sometime(so it sits at the
bottom) and I increment it by 200 bucks every month... There must be a
better way to do this no?

thanks for any and all suggestions!!!

Lawrence

Re: Best way to save money towards a purchase? by anonymous

anonymous
Wed Jan 21 23:27:32 CST 2004

Maybe the relative could use the computer during this
school year. Buy the computer and make payments. Some
stores have interest free for certain amounts and months.
Why wait till graduation?

>-----Original Message-----
>Hello. I am putting aside some money to buy a computer
as a graduation gift
>for a relative. I want to put away $200 a month until
June. What is the best
>way to do this in money. The simple way I am doing it now
(and I am sure it
>will screw up some forecasts and budgets) is to have a
transaction in my
>register of my checking account dated next year sometime
(so it sits at the
>bottom) and I increment it by 200 bucks every month...
There must be a
>better way to do this no?
>
>thanks for any and all suggestions!!!
>
>Lawrence
>
>
>.
>

Re: Best way to save money towards a purchase? by Lawrence

Lawrence
Thu Jan 22 06:44:10 CST 2004

She has a new computer in her house. I am going to buy her a laptop for when
she goes away to school. And I would prefer to just pay for it in cash...

thanks!


"anonymous" <anonymous@discussions.microsoft.com> wrote in message
news:246701c3e0a8$6f5ab910$a601280a@phx.gbl...
> Maybe the relative could use the computer during this
> school year. Buy the computer and make payments. Some
> stores have interest free for certain amounts and months.
> Why wait till graduation?
>
> >-----Original Message-----
> >Hello. I am putting aside some money to buy a computer
> as a graduation gift
> >for a relative. I want to put away $200 a month until
> June. What is the best
> >way to do this in money. The simple way I am doing it now
> (and I am sure it
> >will screw up some forecasts and budgets) is to have a
> transaction in my
> >register of my checking account dated next year sometime
> (so it sits at the
> >bottom) and I increment it by 200 bucks every month...
> There must be a
> >better way to do this no?
> >
> >thanks for any and all suggestions!!!
> >
> >Lawrence
> >
> >
> >.
> >



Re: Re: Best way to save money towards a purchase? by anonymous

anonymous
Thu Jan 22 14:45:24 CST 2004

With the average cost of good laptop being $1000+ you are
looking at least 5+ months. Interest or growth on $200
month will not offset the free interest if purchase today.
Also take into consideration getting used to different
system/keyboard/processes/battery and also going "away to
school" and meeting new friends and stuff. Allow
relative to get used to new computer at home.

>-----Original Message-----
>She has a new computer in her house. I am going to buy
her a laptop for when
>she goes away to school. And I would prefer to just pay
for it in cash...
>
>thanks!
>
>
>"anonymous" <anonymous@discussions.microsoft.com> wrote
in message
>news:246701c3e0a8$6f5ab910$a601280a@phx.gbl...
>> Maybe the relative could use the computer during this
>> school year. Buy the computer and make payments. Some
>> stores have interest free for certain amounts and
months.
>> Why wait till graduation?
>>
>> >-----Original Message-----
>> >Hello. I am putting aside some money to buy a computer
>> as a graduation gift
>> >for a relative. I want to put away $200 a month until
>> June. What is the best
>> >way to do this in money. The simple way I am doing it
now
>> (and I am sure it
>> >will screw up some forecasts and budgets) is to have a
>> transaction in my
>> >register of my checking account dated next year
sometime
>> (so it sits at the
>> >bottom) and I increment it by 200 bucks every month...
>> There must be a
>> >better way to do this no?
>> >
>> >thanks for any and all suggestions!!!
>> >
>> >Lawrence
>> >
>> >
>> >.
>> >
>
>
>.
>

Re: Re: Best way to save money towards a purchase? by Lawrence

Lawrence
Thu Jan 22 21:35:50 CST 2004

somehow I think that suggesting buying it on credit isnt really in the
ballpark of the kind of answer I am looking for.... Is there a way to do
what I am looking for? Regardless of whether its a computer or a pound of
Pot...

thanks


"anonymous" <anonymous@discussions.microsoft.com> wrote in message
news:2aa601c3e128$a9134660$a501280a@phx.gbl...
> With the average cost of good laptop being $1000+ you are
> looking at least 5+ months. Interest or growth on $200
> month will not offset the free interest if purchase today.
> Also take into consideration getting used to different
> system/keyboard/processes/battery and also going "away to
> school" and meeting new friends and stuff. Allow
> relative to get used to new computer at home.
>
> >-----Original Message-----
> >She has a new computer in her house. I am going to buy
> her a laptop for when
> >she goes away to school. And I would prefer to just pay
> for it in cash...
> >
> >thanks!
> >
> >
> >"anonymous" <anonymous@discussions.microsoft.com> wrote
> in message
> >news:246701c3e0a8$6f5ab910$a601280a@phx.gbl...
> >> Maybe the relative could use the computer during this
> >> school year. Buy the computer and make payments. Some
> >> stores have interest free for certain amounts and
> months.
> >> Why wait till graduation?
> >>
> >> >-----Original Message-----
> >> >Hello. I am putting aside some money to buy a computer
> >> as a graduation gift
> >> >for a relative. I want to put away $200 a month until
> >> June. What is the best
> >> >way to do this in money. The simple way I am doing it
> now
> >> (and I am sure it
> >> >will screw up some forecasts and budgets) is to have a
> >> transaction in my
> >> >register of my checking account dated next year
> sometime
> >> (so it sits at the
> >> >bottom) and I increment it by 200 bucks every month...
> >> There must be a
> >> >better way to do this no?
> >> >
> >> >thanks for any and all suggestions!!!
> >> >
> >> >Lawrence
> >> >
> >> >
> >> >.
> >> >
> >
> >
> >.
> >