American Express Sign and Travel payment problems

My American Express card has a 'Sign and Travel' account feature where it
acts like two credit cards: one is the regular AMEX for all transactions
except travel related expenses which go on to something more like a regular
credit card. The number is the same, the statement is the same. The issue
is that when I make payments, AMEX splits the payment up: if I owe $1000 for
each of the two parts and make the full $2000 payment, AMEX shows two $1000
payments. The problem with Microsoft Money is that it keeps downloading the
two payments and I can't reconcile them to the single transfer I made from
my checking account. I have to delete or void the downloaded transactions,
but they always redownload several times. Is there any way to either make
it reconcile right or stop the redownloads?

Tod

Doug
Fri Dec 26 18:37:19 CST 2003

Here's how I do it:

Set up two accounts: (1) American Express Card, and (2) American Express
Sign & Travel.

The payment out of your checking account is a "split" with a transfer to
"American Express Card" and transfer to "American Express Sign & Travel".

Make sure the financial institution that you're using for American Express
online services is "American Express Sign & Travel". (NOTE: There may be
more than one choice for American Express). Because you use the same
account number for both accounts, I believe that you add another digit to
the account number for each ('1' for the regular card, '2' for the S&T).
This may happen automatically for you when you're setting up or modifying
your online services using Online Services Manager, I can't recall for sure.

This approach has worked for me for years.

Good luck.


Doug


"Tod DeBie" <tod_debie@hotmail.com> wrote in message
news:dw2Hb.28407$Vs3.2736@twister.socal.rr.com...
> My American Express card has a 'Sign and Travel' account feature where it
> acts like two credit cards: one is the regular AMEX for all transactions
> except travel related expenses which go on to something more like a
regular
> credit card. The number is the same, the statement is the same. The
issue
> is that when I make payments, AMEX splits the payment up: if I owe $1000
for
> each of the two parts and make the full $2000 payment, AMEX shows two
$1000
> payments. The problem with Microsoft Money is that it keeps downloading
the
> two payments and I can't reconcile them to the single transfer I made from
> my checking account. I have to delete or void the downloaded
transactions,
> but they always redownload several times. Is there any way to either make
> it reconcile right or stop the redownloads?
>
> Tod
>
>